Bridging National Support to Our Local Community
At Rural Bank of Norala, we actively collaborate with national government agencies, credit guarantee corporations, and regulatory bodies to bring low-cost financing, crop protection, and socialized financial services directly to countryside communities.
By participating in key government-backed credit and insurance initiatives, we help ensure that local farmers, micro-entrepreneurs, and families have access to the capital and security they need to thrive.
Three Pillars of Support
Agricultural Credit & Capital Access
DA, ACPC, & SB Corporation
Crop & Asset Protection
PCIC & PhilGuarantee
Deposit Security & Regulatory Compliance
BSP & PDIC
Our Institutional Partnerships
1. Agricultural Credit Policy Council (ACPC)
What It Offers: Special credit programs designed to extend affordable, low-interest capital to smallholder farmers and fisherfolk.
How It Helps You: Enables us to offer subsidized agricultural loans with flexible repayment structures aligned with local harvesting cycles.
2. Philippine Crop Insurance Corporation (PCIC)
What It Offers: Insurance coverage for agricultural crops (rice, corn, high-value crops), livestock, and farm machinery against natural disasters, plant diseases, and pest infestations.
How It Helps You: We assist our agri-loan borrowers in enrolling their crops and assets under PCIC protection, safeguarding their livelihoods when unforeseen climate events strike.
3. Philippine Guarantee Corporation (PhilGuarantee)
What It Offers: Credit guarantee coverage for agricultural, housing, and micro, small, and medium enterprise (MSME) loans.
How It Helps You: Reduces credit risk and collateral demands, allowing small farmers and local business owners to secure loans even with limited assets.
4. Small Business Corporation (SB Corporation / DTI)
What It Offers: Microfinance and small enterprise credit support under the Department of Trade and Industry (DTI).
How It Helps You: Provides capital support for local sari-sari stores, traders, and small agri-processors looking to expand their inventory or equipment.
Your Deposits Are Safe, Transparent, and Regulated
Our participation in national financial frameworks guarantees that your deposits and financial transactions remain safe, transparent, and regulated:
| Agency | Role | What It Means for Depositors |
|---|---|---|
| Bangko Sentral ng Pilipinas (BSP) | Central Bank & Banking Regulator | Ensures Rural Bank of Norala operates under strict liquidity, capital adequacy, and consumer protection standards. |
| Philippine Deposit Insurance Corporation (PDIC) | Government Deposit Insurance Fund | Protects and insures valid bank deposits up to ₱500,000 per depositor. |
How to Access Government-Backed Programs
Accessing government credit or insurance support through Rural Bank of Norala is straightforward:
1. Visit Our Office
Speak with our Account Officers to determine which program fits your farm, business, or household needs.
2. Submit Documentation
Prepare your basic IDs, farm or business records, and proof of residence (such as a Barangay Clearance or RSBSA enrollment).
3. Streamlined Processing
We handle the coordination with government partner agencies to process your loan, guarantee, or crop insurance enrollment seamlessly.