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Local News
Whether you're financing this year's planting, growing a small business, or covering a family need, we have a loan product built around how rural income actually works.
Agricultural Production Loan
8.5% per annum
For seed, fertilizer, and labor costs, with repayment timed to harvest.
- Up to ₱200,000
- Flexible harvest-based terms
- Land title or crop as collateral
Small Business Loan
10% per annum
Working capital for sari-sari stores, trading, and other local enterprises.
- Up to ₱500,000
- 12 to 36 month terms
- Simple documentary requirements
Salary & Pension Loan
1.5% per month
For employees and pensioners, released within 2 banking days.
- Up to 3x monthly income
- Auto-deduction payment
- Minimal requirements
Farm Equipment Loan
9% per annum
Finance a hand tractor, thresher, or irrigation pump.
- Up to 70% of equipment cost
- Up to 5-year term
- Equipment serves as collateral
Livestock & Poultry Loan
9.5% per annum
For hog, poultry, or cattle raising and fattening projects.
- Up to ₱150,000
- Cycle-based repayment
- Technical guidance available
Housing Improvement Loan
11% per annum
Repair or expand your family home.
- Up to ₱300,000
- Up to 7-year term
- Title or co-maker required
Rates shown are indicative and subject to change based on credit evaluation, collateral, and prevailing bank policy. Visit any branch for a formal quotation.